Short answer: These 13 Ambergris Caye and Belize listings range from US$70,000 lots at Secret Beach to a US$4.99 million pair of private islands near Hopkins. All were for sale on Belize Real Estate MLS as of October 15, 2026, prices are in US dollars, and several offer seller financing.
Belize uses English as its official language, and the Belize dollar has been pegged at BZ$2 to US$1 since 1976, so the US-dollar prices below are easy to compare. Foreign buyers can own titled private property; see our guide to Belize property ownership rules and closing costs before you make an offer. Listing details come from each property page and can change, so confirm price and status with the listing agent.
The 13 listings at a glance
- The Reserve at South Secret Beach – US$1,900,000
- Two Secret Beach Oversize Lots – US$70,000 each
- Beachfront Turn-Key Condo at White Sands Cove – US$299,000
- Dolphin Dreams Villa B3 at Villas de Isla Bonita – US$375,000
- Reel in Serenity at Angler’s Cove – US$379,000
- Casa De Carisakay – Multi Unit at Secret Beach – US$289,000
- Charmaine’s Cafe and Dessert Shop – US$99,000
- Three Tarpon Bay Lots – Waterfront Sunset Paradise – from US$185,000
- Prime Multi-Purpose Commercial Building Near the Event Center – US$750,000
- Mangata Villas – Adults-Only Beachfront Boutique Hotel with Moon Bar – US$2,975,000
- Outfitted Beach Bar & Lots – US$2,990,000
- Bread and Butter Caye – Two Private Islands – US$4,990,000
- Lina Point Resort in San Pedro Belize – US$2,100,000
Browse more by area: Ambergris Caye, San Pedro, Secret Beach and North Ambergris Caye.
1. The Reserve at South Secret Beach – US$1,900,000
A 9.78-acre beachfront development site about 1 mile west of San Pedro Town, next to Cayo Espanto, with roughly 1,176 feet of natural beachfront and over 1,100 feet of combined lagoon frontage. The listing describes it as suited to a resort, villa enclave or private estate, reached by a 5-minute boat ride or about 10 minutes from the airport.
- 9.78 acres across multiple parcels
- About 1,176 ft of beachfront
- Over 1,100 ft of lagoon frontage
- Price recently reduced
2. Two Secret Beach Oversize Lots – US$70,000 each
Two cleared 75 x 100 ft lots (7,500 sq ft each), Lots 619 and 434 in West Caye at Secret Beach, less than half a mile from the beach on the west coast of Ambergris Caye. Buy one for US$70,000 or both for US$130,000. Seller financing is offered: per the listing, 50% down with interest-only payments at 8% for up to 5 years, then a balloon payment. On one lot that works out to about US$233 a month in interest.
- 7,500 sq ft per lot
- Price reduced from US$90,000
- Both lots for US$130,000
- Seller financing available
3. Beachfront Turn-Key Condo at White Sands Cove – US$299,000
A second-floor, 1-bedroom, 1-bath beachfront condo at White Sands Cove on North Ambergris Caye, with a private balcony over the pool and the sea, a king bed, a fully equipped kitchen and the on-site La Cala bar and restaurant. HOA is listed at US$450 a month. Seller financing is offered: per the listing, 50% down with interest-only payments at 8% for up to 5 years, then a balloon payment. That is about US$997 a month in interest.
- Beachfront resort with pool
- Furnished and turnkey
- HOA about US$450/month
- Seller financing available
4. Dolphin Dreams Villa B3 at Villas de Isla Bonita – US$375,000
A 2-bedroom, 2-bath beachfront villa of about 1,700 sq ft at Villas de Isla Bonita (formerly part of Captain Morgan’s Retreat), 3.5 miles north of downtown San Pedro. The complex has 17 units in five buildings on 200 feet of shared beachfront with a communal dock. Inside: an open-plan kitchen and living area with Caribbean views, a large loft and an owner’s lockout closet with washer and dryer.
- 2 bed, 2 bath, about 1,700 sq ft
- Beachfront, 3.5 miles north of San Pedro
- Shared dock, small 17-unit community
- Large loft for guests
5. Reel in Serenity at Angler’s Cove – US$379,000
A furnished 2-bedroom, 2.5-bath, four-level half duplex of about 1,500 sq ft on the lagoon at Angler’s Cove, about 1.5 miles north of San Pedro Town. It has a private enclosed garage for a golf cart and gear, plus water views from every level. Seller financing is offered: per the listing, 50% down with interest-only payments at 8% for up to 5 years, then a balloon payment.
- 2 bed, 2.5 bath, about 1,500 sq ft
- Lagoon-front, furnished
- Private enclosed garage
- Price reduced from US$399,000
6. Casa De Carisakay – Multi Unit at Secret Beach – US$289,000
Two furnished, insulated Belizean hardwood homes on a landscaped 60 x 75 ft lot about five minutes by golf cart from Secret Beach: an 800 sq ft main house with two en-suite bedrooms and a 440 sq ft two-bedroom casita, 4 bedrooms and 3 baths in total. The high-elevation, off-grid lot has 16 solar panels, lithium battery storage, a backup generator and 3,100 gallons of water storage.
- 4 bed, 3 bath across two homes
- Off-grid solar with generator backup
- Furnished, with A/C
- Price reduced from US$325,000
7. Charmaine’s Cafe and Dessert Shop – US$99,000
An established second-floor cafe and bakery at the corner of Angel and Pelican Street in San Pedro, founded in November 2023. The listing reports gross sales of US$181,000 and gross profit of US$130,000 for 2025, and 5-star Google reviews. Figures are seller-reported, so verify them during due diligence. Seller financing is available.
- Turnkey cafe in San Pedro
- Seller-reported 2025 gross profit US$130,000
- Price reduced from US$125,000
- Seller financing available
8. Three Tarpon Bay Lots – Waterfront Sunset Paradise – from US$185,000
Three west-facing waterfront lots on Tarpon Bay, about 4.5 miles south of downtown San Pedro, sold separately or together: two 60 x 100 ft lots at US$185,000 each and a 50 x 125 ft lot at US$205,000. The listing also offers seller financing on the same 50%-down, interest-only terms.
- Sunset-facing waterfront
- Lots from 6,135 sq ft
- Buy one, two or all three
- Seller financing offered in listing
9. Prime Multi-Purpose Commercial Building Near the Event Center – US$750,000
A flexible commercial building in San Pedro next to the Saca Chispas field event center, with street frontage and parking. The listing suggests uses including retail, restaurant, office, clinic or mixed use.
- About 2,814 sq ft
- Next to the event center
- Street frontage and parking
- Adaptable layout
10. Mangata Villas – Adults-Only Beachfront Boutique Hotel with Moon Bar – US$2,975,000
An adults-only (18+) boutique hotel 6.5 miles north of San Pedro Town with two beachfront villas, three jungle casitas, a main house and the on-site Moon Bar, on a full acre with 75 feet of beachfront running 600 feet back to the road. Financing is available.
- 1 acre with 75 ft of beachfront
- 2 villas, 3 casitas and a main house
- On-site Moon Bar
- Price reduced from US$3,149,000
11. Outfitted Beach Bar & Lots – US$2,990,000
An operating bar and restaurant in Boca del Rio, San Pedro, sold with two beachfront lots: one has a home that is fully rented, the other is used for bar parking. The listing notes an existing pier permit, an open kitchen, boat parking and a large sundeck.
- Two beachfront lots
- Operating bar/restaurant
- Rented home for extra income
- Existing pier permit
12. Bread and Butter Caye – Two Private Islands – US$4,990,000
Two private islands sold together (0.58 and 0.82 acres) inside a marine reserve, about 20 minutes by boat from Hopkins. The developed island has 8 cabins, a main kitchen, 6 docks, an upgraded solar system and 20,000 gallons of water storage, with snorkeling and diving off the docks.
- Two islands, 1.4 acres combined
- 8 cabins and 6 docks
- Solar power, 20,000 gal water storage
- 20 minutes by boat from Hopkins
13. Lina Point Resort in San Pedro Belize – US$2,100,000
A freehold overwater resort built in 2017, about 5 minutes from San Pedro town center. Per the listing, the sale includes 9 hotel keys, The Mayan restaurant, docks, a pool bar, a sandbar and 30% management rights on 5 glass-floor overwater cabanas; the cabana deeds and 3 lots are sold separately. Financing is available.
- Overwater suites with glass floors
- 9 hotel keys plus restaurant
- Management rights on 5 cabanas
- Financing available
How to buy one of these Belize properties
Every price above is in US dollars, and several listings offer seller financing. Before you commit, hire an independent Belizean attorney to search the title, budget for stamp duty and closing costs, and visit in person. Our seller financing guide explains how owner-financed deals usually work.
Quick answers for buyers
Can foreigners own property in Belize?
Yes. Foreigners can buy and hold freehold property in Belize with the same ownership rights as Belizean citizens; the old Aliens Landholding Act was abolished in 2001. You do not need residency or a local partner, but you should have a Belize attorney search the title at the Lands Registry before any money changes hands. Source: Belize real estate attorneys Wrobel & Co..
How much is stamp duty when buying property in Belize?
Foreign buyers pay stamp duty of 8% on the value above the first US$10,000, charged on the higher of the purchase price or the government’s assessed value. The buyer normally pays it at transfer, along with attorney and registration costs, so add it to your budget before you make an offer. Source: Belize closing costs guide.
What currency is used to buy property in Belize?
Most Belize real estate is priced and paid in US dollars. The local currency, the Belize dollar, has been fixed at BZ$2 to US$1 since May 1976, so conversions are simple. When funds come from abroad, your Belize attorney should handle the Central Bank registration of the foreign currency used for the purchase. Source: Central Bank of Belize.
Related reading: seller-financed listings, best deals in Belize and seller financing explained.
